Bead

Modern Payment Methods. One Enterprise Platform.

Bead enables payment providers and platforms to add Digital Assets (crypto), Digital Wallets, and Buy Now Pay Later through their existing payment infrastructure while merchants continue to receive U.S. dollars.

See How It Works
$120.00
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$120.00
BitcoinBitcoin
USD CoinUSD Coin
PayPalPayPal
VenmoVenmo
KlarnaKlarna
Bead
0.00184 BTC
QR code
Bead
0.00184 BTC
Processing
Bead
Settled · USD
$120.00
Payout → •••• 4271
How Bead Fits

Extend Your Existing Payment Stack

Add new payment capabilities without replacing your core payment infrastructure.

Modern Payment Methods
Offer multiple modern payment methods through one platform.
Your Existing Infrastructure
Bead works alongside systems and relationships already in place.
One Integration
Connect once to support multiple payment methods.
Minimal Disruption
Add new capabilities that preserve merchant pricing and settlement.
Payment Methods

More Payment Options. One Solution.

Give your merchants access to modern payment methods without building and managing a separate solution for each one.

Digital Assets

Enable customers to pay with supported Digital Assets without requiring merchants to hold or manage crypto. Merchants receive settlement in U.S. dollars.
BitcoinBitcoin LightningUSDC

Digital Wallets

Offer leading Digital Wallets without requiring merchants to open or manage separate wallet accounts. Customers can pay with wallets they already use.
PayPalVenmoCash AppAlipayWeChat Pay

Buy Now Pay Later

Offer flexible payment options that allow eligible customers to pay over time while merchants receive funds at the time of sale, minus applicable fees.
Klarna
Core Value

More Consumer Choice. Same Merchant Experience.

Bead enables payment providers and platforms to expand their offering. Merchants keep the systems and workflows they already use, and customers gain more ways to pay.

Customer Payment Choice
Customers can choose from supported Digital Assets, Digital Wallets, and Buy Now Pay Later.
Managed Payment Operations
Bead manages acceptance, conversion, compliance, and settlement behind every transaction.
Built for Merchant Networks
Extend new payment capabilities across the merchants and software platforms you already serve.
New Revenue Opportunities
Extend your merchant offering while opening new revenue opportunities for your organization.
Who We Work With

Built for the Payments Industry

Integration Partners

Add modern payment methods to your platform with an integration designed to work with existing technology and transaction flows.

One connection to multiple payment methods
Clear APIs and documentation
Designed for existing payment infrastructure
U.S. dollar pricing and settlement
your platform
Processor
Gateway
Ledger
Reporting
BeadDigital Payments
Your Distributors
partner portal
In Review
Boarding
Live
128
$46,210
merchant onboarding
New ApplicationIn Review
transaction
Bitcoin$86.40Processing
transaction
PayPal$32.75Processing
settlement report · daily
$46,210Generating

Distribution Partners

Expand what you can offer across your merchant and software networks without building separate payment products internally.

Expanded payment capabilities
New revenue opportunities
Stronger merchant relationships
Support from implementation through launch
How It Works

Bead's Hosted Payment Experience

Customers pay through Bead's hosted checkout. Bead manages the complexity between payment-method selection and merchant U.S. dollar settlement without changing merchants' existing systems or transaction flows.

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$120.00
Charge

The merchant prices the transaction in U.S. dollars.

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PayPal
Bitcoin
Klarna

The customer selects a supported payment method.

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QR code
$120.000.00184 BTC

The customer is guided through payment.

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Settled · USD
$120.00→ •••• 4271

The merchant receives settlement in U.S. dollars.

$120.00
Charge

The merchant prices the transaction in U.S. dollars.

Why Partner With Bead

Expand Your Payment Capabilities.

Adding modern payment methods can mean more integrations, providers, compliance processes, and settlement relationships. Bead brings them together in one enterprise platform designed to work with your existing infrastructure.

Reduce Operational Complexity
Add payment capabilities without creating and maintaining a separate operating model for each payment method.
Faster Market Entry
Bring new payment capabilities to market without developing and managing each independently.
Expand What You Offer Merchants
Add payment methods through the technology and transaction flows already serving your merchant network.
Support Through Launch
Work with Bead from implementation through launch readiness.
Trust & Compliance

Built for Enterprise Payments

Bead is built with the controls, oversight, and operational discipline required to support payment providers, financial institutions, and their merchant networks.

Risk Management
Merchant onboarding, transaction monitoring, and risk controls are managed across the platform.
Secure Infrastructure
Security and data protection are incorporated throughout the payment lifecycle.
Operational Oversight
Defined processes support partner onboarding, monitoring, reporting, and incident response.
Responsible Growth
Expansion is supported by corresponding compliance and operational controls.
SOC 2Independent controls reporting for security and operational trust.Reports available to partners under NDA.

Built to Integrate

Connect your platform to supported modern payment methods through Bead's APIs and hosted payment experiences.

Create hosted payment sessions by API
Confirm outcomes with webhooks and status checks
Test in sandbox before launch
View API Docs
sandbox · payment request
bead · payment status
Payment ·Tender ·Status · Processing
Webhook · Delivered

Frequently Asked Questions

Bring Modern Payment Methods to Your Merchant Network

Talk with our team about integration paths, merchant onboarding, supported payment methods, and partnership options.